Your merchant health at a glance
A single number summarising business history, stability, growth, compliance and risk — with concrete actions to raise it.
Score
768
/ 850
🟢 Excellent
You are in the top 10% of similar merchants in Azerbaijan. Lenders see you as excellent risk.
Score Composition
5 components
Revenue stability25%
12 months of consistent growth
90
/100
Current: 12 months of consistent growth
Tax compliance20%
All VAT filings on time
100
/100
Current: All VAT filings on time
Transaction volume20%
312 transactions / day average
86
/100
Current: 312 transactions / day average
Avg basket size20%
5.90 ₼ — trending upward
84
/100
Current: 5.90 ₼ — trending upward
Business age15%
Active since Oct 2023
74
/100
Current: Active since Oct 2023
AI recommendations
How to improve your score
+15 points
Improve business age
+10 points
Improve avg basket size
+8 points
Improve transaction volume
+5 points
Improve revenue stability
Benchmark
How you compare
Your Score768
Top 10%765
Average Merchant638
You perform better than 90% of similar businesses.
Future Potential
Unlock more financing
Current
45,000 AZN
At score 768
If score reaches 848
67,500 AZN
+22,500 AZN unlocked