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In collaboration with the State Tax Service

SANDIQ BUSINESS

Understand Your Business.
Increase Revenue.
Access Financing.

SandIQ Business transforms transaction data into actionable business intelligence, helping SMEs make better decisions, increase revenue, and access financing opportunities.

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Daily Briefing

Receive a daily business briefing.

Every morning, SandIQ Business sends a WhatsApp summary directly to you — sales, receipts, score, financing and AI recommendations in one message.

  • Delivered every morning at 09:00
  • WhatsApp, Telegram or Email
  • Localized in your language
SQ
SandIQ AI BOT
online
Good Morning 👋
Here's yesterday's summary:
💰 Sales$5,420
🧾 Receipts183
🛒 Avg Receipt$29.6
🏆 Merchant Score842
🏦 Available Financing$150,000
✨ AI Recommendation
Beverage sales up 17% over the last 30 days. Consider focusing on this category this week.
Single Dashboard

Your business at a glance.

Monitor everything important from a single dashboard — no spreadsheets, no jumping between tools.

Sales Performance
Receipt Count
Average Basket Size
Top Selling Products
Merchant Score
Financing Opportunities
AI Recommendations
Cash-Flow Overview
AI Business Assistant

Ask anything about your business.

The AI analyzes your business data and provides personalized answers — instantly, in plain language.

Why did sales decrease?
How can I increase revenue this week?
What are my best-selling products?
How much financing can I get?
Which marketing campaign should I run?
What are similar businesses doing successfully?
Merchant Score

Your digital business profile.

842
/ 1000
Live score
Excellent
Top 13% of similar merchants
Calculated from:
Business Age
Revenue Volume
Revenue Stability
Growth Rate
Tax Compliance
Risk Profile
A stronger score unlocks

More capital. Better terms. Faster decisions.

Higher Financing Limits
Up to 5× larger approved amounts.
Faster Approval Decisions
From weeks to days — or hours.
Better Financing Terms
Lower rates, longer tenors.
Financing

Access financing options in one place.

AI matches your business profile with relevant financing opportunities — no paperwork marathon.

See offers
Banks
Direct offers from top-tier banks.
Non-Bank Financial Institutions
BOKT partners with flexible terms.
Government-Backed Programs
Subsidized rates, faster review.
SME Development Funds
Tailored capital for growth stages.
Growth Engine

Increase your revenue. 🚀

SandIQ Business goes beyond reporting. It continuously identifies successful strategies from leading markets and adapts them to your business.

🇹🇷
Türkiye
🇺🇸
United States
🇪🇺
Europe
🇦🇪
Middle East
Proven playbooks, localized for your market.
AI Growth Recommendations

Clear recommendations. Estimated impact.

Every suggestion comes with an expected revenue or profit impact — so you know what to do, and what it's worth.

What should I do this week?
Which campaign can generate the most revenue?
Which products should I promote?
What is my biggest growth opportunity?
How can I attract more customers?
Beyond Compliance

Turning fiscal data into business growth.

Today
A dead-end pipeline
Sales
Fiscal Cash Register
Tax Reporting
Process Ends
With SandIQ
A growth engine
Sales
Fiscal Data
AI Insights
Merchant Score
Financing
Business Growth
New Opportunities

Business owners no longer see transaction reporting as a compliance requirement alone. They see it as a tool for growth, financing, and business success.

Benefits

One platform. Three stakeholders. Shared value.

For Business Owners
  • Better visibility into performance
  • Daily AI recommendations
  • WhatsApp business briefings
  • Merchant Score
  • Easier access to financing
  • Revenue growth opportunities
For Financial Institutions
  • Better business intelligence
  • Faster credit decisions
  • Lower lending risk
  • Improved SME portfolios
  • More qualified borrowers
For Government
  • Stronger SME sector
  • Greater financial inclusion
  • Increased access to financing
  • Reduced shadow economy
  • More job creation
  • Stronger economic growth
The Platform

A new generation business platform for SMEs.

SandIQ Business helps business owners:

01Understand their business
02Make better decisions
03Increase revenue
04Access financing
05Grow with confidence